Terms of Service

Last Updated: February 21, 2026

1. Agreement to Terms

By accessing or using the Screw The Nine To Five website (screwtheninetofive.com), purchasing our products, or using any of our services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

These Terms constitute a legally binding agreement between you and Screw The Nine To Five ("we," "us," or "our"). We reserve the right to modify these Terms at any time, and your continued use of our services after any changes constitutes acceptance of the updated Terms.

2. Who We Are

Screw The Nine To Five is an online education company that provides digital courses, training programs, and resources designed to help individuals build online businesses and achieve financial independence.

Contact Information:

  • Email: support@screwtheninetofive.com
  • General Inquiries: hello@screwtheninetofive.com
  • Address: 680 South Cache Street, Jackson, Wyoming 83001, United States

3. Eligibility

You must be at least 18 years of age to use our services. By using our services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are under 18, you may not use our services under any circumstances.

4. Account Registration and Security

To access certain features of our services, you may be required to create an account. When registering, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Keep your password secure and confidential
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate accounts that contain inaccurate information or that we believe have been compromised.

5. Products and Services

Current Offerings

We offer a range of digital education products and services, including but not limited to:

  • Paid Launch Formula — A comprehensive course teaching our proven method for running profitable paid bootcamps and product launches
  • Digital courses and training programs
  • Bootcamps and live training events
  • Downloadable resources and templates
  • Email-based training and newsletters

We reserve the right to modify, update, or discontinue any product or service at any time without prior notice.

6. Course Access

Upon purchase of a course or program, you will receive access to the materials as described on the sales page at the time of purchase. Access details:

  • Course access is granted to the individual purchaser only
  • Access credentials may not be shared with others
  • We reserve the right to revoke access if sharing is detected
  • Course content may be updated or modified at our discretion
  • Access duration will be specified at the time of purchase

7. Intellectual Property

All content provided through our services — including but not limited to courses, videos, text, graphics, logos, images, audio, software, and any other materials — is the exclusive property of Screw The Nine To Five and is protected by copyright, trademark, and other intellectual property laws.

You may not:

  • Copy, reproduce, distribute, or create derivative works from our content
  • Sell, license, or sublicense our content
  • Record, screenshot, or capture course materials for redistribution
  • Use our trademarks, logos, or branding without written permission
  • Remove any copyright or proprietary notices from our materials

8. Pricing and Payment

Payment Methods

We accept payment through major credit cards, debit cards, Stripe, and PayPal. All payments are processed securely through our third-party payment processors.

Pricing

All prices are listed in US Dollars (USD) unless otherwise stated. We reserve the right to change our pricing at any time. Price changes will not affect existing purchases or active subscriptions until renewal.

Payment Authorization

By providing your payment information, you authorize us to charge the applicable fees to your chosen payment method. You represent that you are authorized to use the payment method provided.

Failed Payments

If a payment fails, we may suspend access to your account until payment is successfully processed. We will make reasonable efforts to notify you of any payment issues.

9. Refund Policy

7-Day Money-Back Guarantee

We offer a 7-day money-back guarantee on our courses and digital products. If you are not satisfied with your purchase, you may request a full refund within 7 days of the original purchase date.

How to Request a Refund:

  • Email support@screwtheninetofive.com within 7 days of purchase
  • Include your full name, email address used for purchase, and order number
  • Provide a brief reason for your refund request

Refund Process:

  • Refund requests will be reviewed within 3-5 business days
  • Approved refunds will be issued to the original payment method
  • Refunds may take 5-10 business days to appear on your statement
  • Upon refund, access to the purchased product will be revoked

Refund requests made after the 7-day period will not be honored except in exceptional circumstances at our sole discretion.

10. Subscription Cancellations

If you have subscribed to any recurring service or membership, you may cancel at any time. Upon cancellation:

  • You will retain access until the end of your current billing period
  • No further charges will be made after cancellation
  • No partial refunds will be issued for unused portions of a billing period
  • To cancel, email support@screwtheninetofive.com or use the cancellation option in your account settings

11. User Conduct and Prohibited Uses

When using our services, you agree not to:

  • Violate any applicable laws or regulations
  • Infringe on the intellectual property rights of others
  • Transmit any harmful, threatening, abusive, or harassing content
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Use our services for any fraudulent or illegal purpose
  • Interfere with or disrupt the integrity or performance of our services
  • Collect or harvest personal information of other users
  • Use automated systems (bots, scrapers) to access our services without permission
  • Impersonate any person or entity
  • Share your account credentials or course access with others

12. Disclaimer of Warranties

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that:

  • Our services will be uninterrupted, timely, secure, or error-free
  • The results obtained from using our services will be accurate or reliable
  • Any specific financial or business results will be achieved

Individual results vary, and we make no guarantee of income, revenue, or specific outcomes. Any testimonials or examples shared are not guarantees that you will achieve similar results. Your success depends on many factors, including your own effort, business acumen, and market conditions.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SCREW THE NINE TO FIVE AND ITS OWNERS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OUR SERVICES.

OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING FROM YOUR USE OF OUR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE 12 MONTHS PRECEDING THE CLAIM.

14. Indemnification

You agree to indemnify, defend, and hold harmless Screw The Nine To Five and its owners, officers, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

  • Your use of our services
  • Your violation of these Terms
  • Your violation of any rights of a third party
  • Any content you submit or share through our services

15. Third-Party Links and Services

Our services may contain links to third-party websites, services, or resources. These links are provided for your convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites or services. Your use of third-party services is at your own risk and subject to their terms and conditions.

16. Payment Processing

Our payment processing is handled by trusted third-party providers:

  • Stripe — For credit card and debit card processing. Stripe's services are subject to the Stripe Connected Account Agreement and Stripe Terms of Service.
  • PayPal — For PayPal payments. PayPal transactions are subject to PayPal's User Agreement and Privacy Policy.

We do not store your full payment card details on our servers. All payment information is securely handled by our payment processors in accordance with PCI-DSS standards.

17. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

18. Email Communications

By providing your email address, you consent to receive emails from us, including:

  • Transactional emails (purchase confirmations, account updates)
  • Marketing emails (promotions, new products, newsletters)
  • Educational content and training materials

You may opt out of marketing emails at any time by clicking the "unsubscribe" link in any email or by contacting us at support@screwtheninetofive.com. Please note that you may still receive transactional emails related to your account or purchases.

19. Modification of Services and Terms

We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice. We may also update these Terms from time to time. When we make material changes, we will notify you by posting the updated Terms on our website with a new "Last Updated" date. Your continued use of our services after any changes constitutes your acceptance of the revised Terms.

20. Termination

Termination by You

You may stop using our services and close your account at any time by contacting us at support@screwtheninetofive.com.

Termination by Us

We may suspend or terminate your access to our services at any time, with or without cause, including but not limited to:

  • Violation of these Terms
  • Fraudulent or illegal activity
  • Non-payment of fees
  • Conduct that we determine is harmful to other users or our business

Effect of Termination

Upon termination, your right to use our services will immediately cease. Any provisions of these Terms that by their nature should survive termination will continue to apply, including intellectual property, limitation of liability, indemnification, and dispute resolution provisions.

21. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law provisions.

Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms or the breach thereof shall be settled by binding arbitration administered in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Wyoming, United States, and the arbitrator's decision shall be final and binding.

Class Action Waiver

YOU AGREE THAT ANY DISPUTES WILL BE RESOLVED ON AN INDIVIDUAL BASIS AND NOT AS PART OF ANY CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

22. Miscellaneous

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Screw The Nine To Five regarding your use of our services.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision.

Assignment

You may not assign or transfer your rights under these Terms without our prior written consent. We may assign our rights and obligations without restriction.

Force Majeure

We shall not be liable for any failure or delay in performance resulting from circumstances beyond our reasonable control, including but not limited to natural disasters, war, terrorism, strikes, government actions, or internet disruptions.

Headings

The section headings in these Terms are for convenience only and have no legal or contractual effect.

Language

These Terms are written in English. Any translations are provided for convenience only, and the English version shall prevail in the event of any conflict.

23. Income Archetype Quiz

Our Income Archetype Quiz is a free tool designed to help you identify your natural strengths and preferred approach to building income outside of traditional employment. By taking the quiz, you acknowledge and agree to the following:

  • The quiz is for educational and entertainment purposes only
  • Results are based on your self-reported answers and are not a professional assessment, diagnosis, or guarantee of success
  • Your archetype result is a starting point — it does not limit you to a single path or business model
  • We do not guarantee any specific income, revenue, or business outcomes based on your quiz results
  • Quiz results may be used to personalize your experience, including recommended resources, courses, and content

Data Collection

If you choose to provide your email address after completing the quiz, you consent to receiving your personalized archetype playbook and related educational communications. You may unsubscribe at any time. Quiz response data may be collected in aggregate (anonymized) to improve the quiz experience. See our Privacy Policy for full details on data handling.

24. Replicant AI Course

The Replicant AI Course ("Replicant Course") is a free educational program that teaches you how to set up and use an AI assistant (a "Replicant") for personal and business productivity. By accessing the Replicant Course, you agree to the following additional terms:

Access Requirements

  • The Replicant Course is provided free of charge
  • Access may require a qualifying purchase through one of our affiliate partner links (e.g., a VPS hosting plan)
  • To verify eligibility, you may be asked to forward your purchase receipt to support@screwtheninetofive.com
  • We reserve the right to verify qualifying purchases and deny access if requirements are not met

Course Content and Limitations

  • The course provides educational guidance on setting up AI tools — it is not a managed service or technical support contract
  • AI tools and third-party services referenced in the course are subject to their own terms, pricing, and availability
  • We are not responsible for changes, outages, or pricing changes to any third-party AI platforms or hosting providers
  • You are solely responsible for your use of any AI tools configured using our course materials
  • We make no guarantees about the performance, accuracy, or reliability of AI assistants you create

Affiliate Disclosures

The Replicant Course contains affiliate links. When you make a purchase through these links, we may receive a commission at no additional cost to you. This commission helps us keep the course free. All affiliate relationships are disclosed in accordance with FTC guidelines. We only recommend products and services we genuinely believe provide value.

25. Questions and Contact Information

If you have any questions about these Terms of Service, please contact us:

  • Email: support@screwtheninetofive.com
  • General Inquiries: hello@screwtheninetofive.com
  • Address: 680 South Cache Street, Jackson, Wyoming 83001, United States

26. Acknowledgment

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST IMMEDIATELY STOP USING OUR SERVICES.